Data breaches are becoming increasingly common. In fact, according to the Identity Resource Center (ITRC), there were 1,473 breaches and over 164 million exposed records in 2019. According to a study by IBM and the Ponemon Institute, data breaches cost members of the U.S. educational industry about $142 per record exposed.

PCI-validated point-to-point encryption (P2PE) is one of the best ways to protect in-person payments. But it’s still a complicated topic.

Session Objectives:

• Cover the current state of payment security.
• Explore the danger of malware.
• Go over the role of solutions like EMV chips, tokenization, and P2PE.
• Examine the origin of PCI-validated P2PE (and how it’s different than non-validated solutions).
• Identify the benefits of PCI-validated P2PE.
• Introduce Nelnet Campus Commerce’s PCI-validated P2PE solution (courtesy of Bluefin).